Your Budget Plan
Your Budget Plan
Budget Plan
Income
Salariy
Investment Income
Other
Rental Income
Savings
Long Term Savings
Wedding
Car
Downpayment
Housereno
Investments
Retirement Plans
Expenses
Housing
Food
Transportation
Health
Other Living
Debts
Mortgages
Loans
Credit Cards
Long Term Savings
Savings Target $
Savings Time Period
budgeted monthly savings
Less Expenses
Adjustments
New reconciled Balance
Car
Costs
Advertised List Price
documentation fee
title & registration fees
shipping fees
options
extended warrantees
dealer markup
subtotal
Downpayment
minus downpayment
subtotal
#months
# months to save
Total
sales tax
Total
total/#months to save
Travel Budget
Travel
documents/paper
flight
travel insurance
health insurance
medicine or shots
car rental
fuel
trains
taxi rides
transportation to/from airport
transit ridings/day
Food & Accommodation
lunches/day
dinners/day
snacks/day
nightly accommodation
Other
entertainment/day
tourist sites/day
events
shopping
misc/day
total
Wedding Planner
total
total
years to save
monthly savings
orga
wedding planner
invitations
# of people
decorations
church
photography
transportation
licence fees
other
decoration
food
food/person
beverages/person
total of food
total of beverages
bride & groom
honeymoon
rings
clothes
Education Funds
Costs
School Costs
Tuition
Books
Supplies
Other
monthly living costs
Living Expenses
rent/mortgage
groceries
grooming/medicine
household misc items
loan payments
transportation
misc
Utilities
Cable
Internet
telephone
power
misc
Personal
entertainment
gifts
travel
Income
Familiy
Savings
Summer job
grants, bursaries, scholarships
student loans
Total
Real Estate Buying Planner
Loan/Mortgage amount
Property Value
Interest Rate
Loan Amortisation/ Term
Start Date
Property Tax
PMI - Insurance
Monthly Payments
Total Costs over full term
Total Interest Paid
Paid off date
Total City Taxes Paid
Total PMI
Own vs Rent
OWN
Down Payment (20-25%)
legal fees
tax adjustment
mortgage insurance
transfer taxes
other costs
amortization period
current rate of interest
first mortgage monthly payment
amortization table
monthly cost
mortgage payment
property taxes (if not included in upper calc)
condo fees
utility costs (owner
average maintenance costs
Future Property Value
current value
average annual appreciation 1.5%
# of years into future
estimated value at time of sale
estimated remaining mortgage at time of sale
total interest
cost of sale
Future Value - Savings
Value of Savings not yet spent
Estimated yearly average of interest after taxes
Value of Savings after # of years of comparision
Monthly savings (difference between rent and ownership)
Annual Savings
Value of Savings after # of years of comparison
Rent
rent
utility costs (not included into rent)
# of years of comparison
total
Home Furnishings
Kitchen
fridge
stove
microwave
dishwasher
table/chairs
accessories
pots/pans
dishes
cutlery
utensils
misc
Living Room
couch
chairs
tables
cabinets
tv stand
Family Room
couch
chairs
tables
cabinets
tv stand
Dining Room
table/chairs
cabinets
Bedroom 1
bed/mattress
dresser
tables
sheets
blankets
Bedroom 2
bed/mattress
dresser
tables
sheets
blankets
Accessories
lamps
rugs
pictures
misc