A couple of things you should do before starting budgeting

<p> Gather all of your recent income, savings and expenses and keep them handy. It is best to find as many expenses as possible. If needed, estimate costs when bills aren't available. There are likely a few coffees or other snacks you don't have bills for. When first setting up a budget it is important to track expenses in order to get a handle on them,&nbsp;where excesses are and what needs to be remedied.</p> <p> You might also want to use our feature to create a&nbsp;<em>Family Profile</em>. The <em>Family Profile</em> is a list of long term goals for each member of the family. Some of the goals will be monthly budget items, some will be long term savings goals. and some&nbsp;may not be feasible.</p>

<p> Gather all of your recent income, savings and expenses and keep them handy. It is best to find as many expenses as possible. If needed, estimate costs when bills aren't available. There are likely a few coffees or other snacks you don't have bills for. When first setting up a budget it is important to track expenses in order to get a handle on them, where excesses are and what needs to be remedied.</p> <p> You might also want to use our feature to create a <em>Family Profile</em>. The <em>Family Profile</em> is a list of long term goals for each member of the family. Some of the goals will be monthly budget items, some will be long term savings goals. and some may not be feasible.</p>