Monthly vs Bi-weekly Budgeting
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<h2> Monthly versus Bi-weekly incomes</h2> <p> A very common issue is that the calendar is based on 12 months while companies pay people daily, weekly, bi-weekly (26 paychecks/year) or bi-monthly (24 paychecks/year). The daily, bi-monthly or monthly versions work really well with a monthly system.</p> <p> Working with budget programs there are always a few wrinkles in them based on such items as insurance which can be paid monthly, quarterly, semi-annually or annually and the opposite problem is paying monthly bills when getting paid ever second week. Everyone seems to get stuck with a couple of problems. There are no budgets that work simply for everyone. The catch is to try to create a method that is consistent so it can be understood from month to month.</p> <p> While YBP is based on a monthly system, it uses a fairly straight-forward conversion system to convert to bi-weekly paychecks. It is actually very easy, but it relies on people not touching their funds right when they come in. You will use the funds at the mid-month and month end.</p>
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<h2> Monthly versus Bi-weekly incomes</h2> <p> A very common issue is that the calendar is based on 12 months while companies pay people daily, weekly, bi-weekly (26 paychecks/year) or bi-monthly (24 paychecks/year). The daily, bi-monthly or monthly versions work really well with a monthly system.</p> <p> Working with budget programs there are always a few wrinkles in them based on such items as insurance which can be paid monthly, quarterly, semi-annually or annually and the opposite problem is paying monthly bills when getting paid ever second week. Everyone seems to get stuck with a couple of problems. There are no budgets that work simply for everyone. The catch is to try to create a method that is consistent so it can be understood from month to month.</p> <p> While YBP is based on a monthly system, it uses a fairly straight-forward conversion system to convert to bi-weekly paychecks. It is actually very easy, but it relies on people not touching their funds right when they come in. You will use the funds at the mid-month and month end.</p>
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