Saving First

<h2> Have Important Goals - you need to Save</h2> <p> Saving is crucial to health and happiness. We save towards our dreams and goals, we save for emergencies, we save for our retirement. Outside of paying off debt, savings if really important. It is how we attain our goals. Everybody likes to go to the mall and treat themselves. We let ourselves be dazzled by shopping. But can we really afford what we purchase or want? That's where Savings comes in handy.</p> <p> <strong>Saving First really works.</strong></p> <div class="well success bird"> <p> <strong>In a nutshell</strong></p> <ul> <li> immediately pay your bills</li> <li> put the remaining funds away into an account that isn't easy to withdraw from.&nbsp;What you don't see, you don't spend.</li> <li> After you accumulate&nbsp;enough, transfer funds into a higher-yielding account. Maybe even some safe rated mutual funds.</li> </ul> </div> <h2> Savings Make Sense</h2> <p> What is great about Saving? Saving is the way to ensure that future expenses, dreams, and goals can be easily met, and be prepared for emergencies to reduce financial stress.</p> <p> Imagine if you were presented with a great chance to go on a trip because someone told you they would pay for the flight and accommodations but you had to pay for food and entertainment? Wouldn't it be nice if you had been saving properly all along so you could take advantage of such a deal without incurring debt?</p> <p> When you pay bills regularly, and you get organized with your finances, Saving becomes the next step. Saving allows you to create a cushion and start to plan on how to achieve your dreams, big or small. When you save money for a specific goal, it's thrilling and satisfying to focus and actually achieve the goal. Once you do it, you will feel empowered to do it again. Moreover, you figure out how the act of saving helps fulfil your dreams.&nbsp;</p> <h2> How Can You Save Money?</h2> <p> Okay, so you understand the importance of Savings, then how do you actually do it?</p> <p> If you never tried it before, start small. One of the tricks begins monthly. Every paycheck, after you pay the bills, take a portion of your salary and put it into a Savings account.&nbsp;Let’s say a few hundred dollars depending on your income. The idea behind this gesture is to train yourself to see the importance of saving. Practice it until it becomes a habit.</p> <p> However, if you already have a little cushion, it’s time to create goals and plan ahead with specifics. Then, focus on saving to achieve it.&nbsp;&nbsp;</p> <h2> How to Save</h2> <p> Once you've created your budget plan you will have determined how much money to save towards determined goals, then it is time to begin building up your savings. In order to save, you'll also have to resist temptations to spend on what you don't need. A simple tip: ask yourself "Do I really NEED this?". The answer can surprise you. Financial self-control allows for better savings.&nbsp;</p> <h3> There are two basic methods we recommend to those beginning their savings:</h3> <ul> <li> One way is to determine the cost of the goal and the portions of money you'll put aside towards that cost spread out over a reasonable time. &nbsp;</li> <li> Another way is to consistently set aside an amount you can afford,&nbsp;$100 a month for example, and keep growing it as a general savings fund.</li> </ul> <p> Next - determine how to move the money into your savings</p> <p> If your income is steady,<u> </u>set up automatic transfers from your income into your savings account through online banking, or ask your bank representatives for assistance setting up automatic transfers if you need the help. Many online banking systems make it pretty easy to set up automated direct deposits between accounts. Out of sight means out of mind and not so easily spent. The idea is to train yourself to see the importance of savings. Continue setting aside funds and it will become a habit.</p> <p> Savings, once built up,&nbsp;can also be put bonds, mutual funds, ETFs, and other bigger-interest generating financial products. Once you get into the habit of saving, you can get your money working for you by carefully investing it.&nbsp;For an introduction to investing <a href="http://budget.virtualwavemedia.com/investing">CLICK HERE</a>.</p> <h2> How We Can Help You Save Money</h2> <p> That's where YBP can help you.</p> <p> Our Program presents you with some useful features for saving such as:</p> <ul> <li> <strong>Savings Planners</strong> to facilitate your goals creation and tracking</li> <li> <strong>Savings Planners</strong> also calculate your savings based on your inputted values</li> <li> <strong>Savings Planners</strong> are also extremely integrated into the budget and will constantly up-date themselves for you as plans change and funds are saved.</li> <li> <strong>Target systems</strong> you can challenge yourself to save up for your goal.</li> <li> <strong>Blog Articles </strong>with important information about saving, investing, and advice for Life Situations available via email.</li> </ul> <p> Shall we start now?</p> <p> Get YBP, sign up now CTA</p> <p> &nbsp;</p> <p> this could be a sidebar article it was in the website article before Karen edited it. it is still very useful. Katja to check it out.</p> <h3> How to Save money by ignoring Marketing/Advertising</h3> <p> If you're unable to save money though you earn enough that you should be able to, you probably like to spend. Don't feel bad - we live in an age of rampant consumerism. Our current system is set up to encourage us to spend - everything!</p> <p> In order to be financially successful, you're going to have to learn to resist the temptations, prompts, and messages that come at us from every direction that demand we spend money on what we don't need!</p> <p> The marketing and advertising industries put great resources into creating illusionary needs, desires, and problems in order to convince us that they have just the solutions for us. Truthfully, most of us can live high-quality lives without many of the things we impulsively spend our money on, in fact many people find they enjoy their lives, even more, when they simplify and reduce their consumer habits.</p> <p> If you want to succeed at saving more money - BE STRONG.</p> <p> A simple tip: Ask yourself “Do I really NEED this?” Your answer can surprise you. Learn to buy only what you have budgeted for, so you don't get into debt and cause yourself regrets and stress over mere consumer goods. Financial self-control is a habit worth learning that will bring you peace and happiness in a way consumer goods rarely can.</p> <p> &nbsp;</p>

<p> "I have nothing left to save" may only mean that your budgeting is off. Learn how to put yourself and your savings first.</p>

<h2> Have Important Goals - you need to Save</h2> <p> Saving is crucial to health and happiness. We save towards our dreams and goals, we save for emergencies, we save for our retirement. Outside of paying off debt, savings if really important. It is how we attain our goals. Everybody likes to go to the mall and treat themselves. We let ourselves be dazzled by shopping. But can we really afford what we purchase or want? That's where Savings comes in handy.</p> <p> <strong>Saving First really works.</strong></p> <div class="well success bird"> <p> <strong>In a nutshell</strong></p> <ul><li> immediately pay your bills</li> <li> put the remaining funds away into an account that isn't easy to withdraw from. What you don't see, you don't spend.</li> <li> After you accumulate enough, transfer funds into a higher-yielding account. Maybe even some safe rated mutual funds.</li> </ul></div> <h2> Savings Make Sense</h2> <p> What is great about Saving? Saving is the way to ensure that future expenses, dreams, and goals can be easily met, and be prepared for emergencies to reduce financial stress.</p> <p> Imagine if you were presented with a great chance to go on a trip because someone told you they would pay for the flight and accommodations but you had to pay for food and entertainment? Wouldn't it be nice if you had been saving properly all along so you could take advantage of such a deal without incurring debt?</p> <p> When you pay bills regularly, and you get organized with your finances, Saving becomes the next step. Saving allows you to create a cushion and start to plan on how to achieve your dreams, big or small. When you save money for a specific goal, it's thrilling and satisfying to focus and actually achieve the goal. Once you do it, you will feel empowered to do it again. Moreover, you figure out how the act of saving helps fulfil your dreams. </p> <h2> How Can You Save Money?</h2> <p> Okay, so you understand the importance of Savings, then how do you actually do it?</p> <p> If you never tried it before, start small. One of the tricks begins monthly. Every paycheck, after you pay the bills, take a portion of your salary and put it into a Savings account. Let’s say a few hundred dollars depending on your income. The idea behind this gesture is to train yourself to see the importance of saving. Practice it until it becomes a habit.</p> <p> However, if you already have a little cushion, it’s time to create goals and plan ahead with specifics. Then, focus on saving to achieve it.  </p> <h2> How to Save</h2> <p> Once you've created your budget plan you will have determined how much money to save towards determined goals, then it is time to begin building up your savings. In order to save, you'll also have to resist temptations to spend on what you don't need. A simple tip: ask yourself "Do I really NEED this?". The answer can surprise you. Financial self-control allows for better savings. </p> <h3> There are two basic methods we recommend to those beginning their savings:</h3> <ul><li> One way is to determine the cost of the goal and the portions of money you'll put aside towards that cost spread out over a reasonable time.  </li> <li> Another way is to consistently set aside an amount you can afford, $100 a month for example, and keep growing it as a general savings fund.</li> </ul><p> Next - determine how to move the money into your savings</p> <p> If your income is steady,<u> </u>set up automatic transfers from your income into your savings account through online banking, or ask your bank representatives for assistance setting up automatic transfers if you need the help. Many online banking systems make it pretty easy to set up automated direct deposits between accounts. Out of sight means out of mind and not so easily spent. The idea is to train yourself to see the importance of savings. Continue setting aside funds and it will become a habit.</p> <p> Savings, once built up, can also be put bonds, mutual funds, ETFs, and other bigger-interest generating financial products. Once you get into the habit of saving, you can get your money working for you by carefully investing it. For an introduction to investing <a href="http://budget.virtualwavemedia.com/investing">CLICK HERE</a>.</p> <h2> How We Can Help You Save Money</h2> <p> That's where YBP can help you.</p> <p> Our Program presents you with some useful features for saving such as:</p> <ul><li> <strong>Savings Planners</strong> to facilitate your goals creation and tracking</li> <li> <strong>Savings Planners</strong> also calculate your savings based on your inputted values</li> <li> <strong>Savings Planners</strong> are also extremely integrated into the budget and will constantly up-date themselves for you as plans change and funds are saved.</li> <li> <strong>Target systems</strong> you can challenge yourself to save up for your goal.</li> <li> <strong>Blog Articles </strong>with important information about saving, investing, and advice for Life Situations available via email.</li> </ul><p> Shall we start now?</p> <p> Get YBP, sign up now CTA</p> <p>  </p> <p> this could be a sidebar article it was in the website article before Karen edited it. it is still very useful. Katja to check it out.</p> <h3> How to Save money by ignoring Marketing/Advertising</h3> <p> If you're unable to save money though you earn enough that you should be able to, you probably like to spend. Don't feel bad - we live in an age of rampant consumerism. Our current system is set up to encourage us to spend - everything!</p> <p> In order to be financially successful, you're going to have to learn to resist the temptations, prompts, and messages that come at us from every direction that demand we spend money on what we don't need!</p> <p> The marketing and advertising industries put great resources into creating illusionary needs, desires, and problems in order to convince us that they have just the solutions for us. Truthfully, most of us can live high-quality lives without many of the things we impulsively spend our money on, in fact many people find they enjoy their lives, even more, when they simplify and reduce their consumer habits.</p> <p> If you want to succeed at saving more money - BE STRONG.</p> <p> A simple tip: Ask yourself “Do I really NEED this?” Your answer can surprise you. Learn to buy only what you have budgeted for, so you don't get into debt and cause yourself regrets and stress over mere consumer goods. Financial self-control is a habit worth learning that will bring you peace and happiness in a way consumer goods rarely can.</p> <p>  </p>

<p> "I have nothing left to save" may only mean that your budgeting is off. Learn how to put yourself and your savings first.</p>

savings first, why save, how to save, help save money

Worry-Free with the &quot;Saving First&quot; Concept

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The first headline is a good example for a slightly patronizing tone "you need to save". Instead of talking about us, we should focus on the reader: What is great about saving? How does it solve our reader's problems? How do you save first? How can YBP help?

The first headline is a good example for a slightly patronizing tone &quot;you need to save&quot;. Instead of talking about us, we should focus on the reader: What is great about saving? How does it solve our reader&#039;s problems? How do you save first? How can YBP help?